The second AI. It chases every unpaid invoice — every morning.
Nightly it ranks your unpaid invoices by recoverable dollars. At 7am you get one email: today's collections list. Reminder SMS, branded email pay links, and owner-approved voice calls fire on schedule. That's how marketing turns into cash.
Every past-due invoice pulled, scored, and ranked nightly — biggest recoverable dollars at the top of your 7am briefing.
3-step escalation ladder: friendly SMS at day 3, SMS + branded email at day 7, owner-approved AI voice call at day 14.
Branded Stripe pay link on every reminder. Status flips to Paid the moment they pay. Full contact-timeline logging.
6am job pulls every invoice > 3 days past due, scores by amount × days overdue × reachability, and builds today's collections list.
One email: today's list, total recoverable, one-tap 'send reminder / call / dispute' for each row. Read it over coffee, act in 60 seconds.
SMS + email reminders auto-send on schedule (or held for approval). Voice-call escalation always requires your explicit sign-off before dialing.
Standalone AR automation tools (InvoiceSherpa, Chaser) cost $99–$299/mo and only send emails. Full collections agencies take 20–35% of every dollar recovered. AI Collections is included in the Operate tier at $699/mo — same tier that runs your AI voice agent, website, CRM, and SEO.
Full comparisonEvery night it scores unpaid invoices by amount × days-overdue × contact reachability (phone valid, SMS opt-in, prior response rate). The 7am briefing shows the ranked list — biggest recoverable dollars first — with one-tap actions.
Day 3 past due: friendly SMS + email with a Stripe pay link. Day 7: a second reminder + branded email. Day 14 (owner-approved): the AI voice agent calls the customer to ask about the invoice. All actions are logged to the contact timeline.
Voice-call escalation is off by default and requires per-invoice owner approval. Reminder SMS and email can be set to auto-send or held for approval — your call.
Stripe Checkout on your branded domain. Customers pay by card or ACH; invoice status flips to Paid automatically. Deposits deposit to your bank the next business day.
Every reminder includes a 'reply STOP' and a 'reply DISPUTE' path. Disputes route to the owner inbox with the invoice attached; no further chase actions fire until you resolve it.
Both. The scheduling and dispatch is deterministic (cron + templates), but the ranking, personalization, and voice-call script are AI-generated per-invoice — using the customer's job history, prior conversation tone, and the specific line items in dispute.
Contractors running a manual collections process typically write off 8–15% of AR at 90 days. The nightly cadence + branded pay link + escalation ladder pulls that number to 2–4% in the first quarter. Real numbers depend on your customer mix.